You, your spouse or life partner and your biological children and legally adopted or fostered children.
Please note there is an age limit of 21 years for cover for children, which may be extended to age 27 where a student is registered at a bona fide tertiary education institution and is still financially dependent on you. The student must be registered as a child dependant on the medical scheme.
Permanently disabled children are not bound by this age restriction.
No grandchildren will be covered unless you are able to prove that they are 100% financially dependent on you and in the absence of their own parents.